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When buyers take out a mortgage, one of the closing costs they pay is title insurance.   Before a real estate transaction is completed, a title company does a title search on the property to ensure there are no defects in the title that would jeopardize a buyer’s ownership of the property after the sale.Read more

Commercial real estate closings are very different from residential real estate closings.  In general, they are more complicated because they have more extensive procedures. Negotiations also tend to last much longer (up to a year or more) than residential real estate negotiations because commercial real estate contracts don’t have as many buyer protections that inhibitRead more

Whether or not the lender requires it, every buyer should invest in having a property survey (also called a land survey) conducted before closing on a real estate purchase.    Land surveys are critical for marking the true boundaries of a property. As a buyer who is making a large investment, you don’t want toRead more

What does the real estate market look like for Q4 of 2022?    Home sales typically slow down this time of year and 2022 looks to be no different. In general, experts indicate that the market will level out a bit, trending away from the seller’s market of the last year or so in theRead more

Selling in a Buyer’s Market Real estate industry experts anticipate a cooling in the housing market and a shift away from the seller’s market of the last two years toward more of a buyer’s market. Decelerated price growth, lower demand, and higher inventory will combine to give buyers more choice, more time, and better pricesRead more

Understanding Different Loan Types   If you need to borrow money, there are various types of loans from which to choose. The ones most people recognize are automobile loans, student loans, and mortgages, but there are a number of other loan types. It’s important that you understand the differences between them so you can decideRead more

Things to Know Before Flipping a House   Flipping houses can be a profitable venture, but it isn’t as simple as the home renovations shows on television make it appear. There’s a lot that goes into the planning and execution of flipping homes, and a lack of understanding of some of the basics can costRead more

Deed vs Note vs Mortgage   Closing on a house can be overwhelming with all the paperwork to sign and money to shuffle. As a result, many homebuyers leave a closing without a basic understanding of exactly what they signed. However, it’s important they know the end result of all that paperwork, and their realRead more

Homebuyers have to put their trust in a number of different parties when they are buying a house. One of those is a title company.  Title companies play an instrumental role in facilitating a real estate transaction closing. Among other contributions, they make sure the title is clean, help the homebuyer secure title insurance, ensureRead more

If you are a homebuyer looking for a property in a rural area, you may be qualified for mortgage assistance through the U.S. Department of Agriculture’s (USDA) Rural Development program. This program seeks to make homeownership more affordable for more people and build up thriving communities in America’s rural areas.  And, thanks to the USDA’sRead more