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Homebuyers have to put their trust in a number of different parties when they are buying a house. One of those is a title company.  Title companies play an instrumental role in facilitating a real estate transaction closing. Among other contributions, they make sure the title is clean, help the homebuyer secure title insurance, ensureRead more

If you are a homebuyer looking for a property in a rural area, you may be qualified for mortgage assistance through the U.S. Department of Agriculture’s (USDA) Rural Development program. This program seeks to make homeownership more affordable for more people and build up thriving communities in America’s rural areas.  And, thanks to the USDA’sRead more

In today’s economy, house hunters need every advantage they can get when purchasing a home. That’s because the housing market is ultra-competitive right now. There are simply not enough houses on the market to keep up with demand. So buyers need to be ready to move quickly when they find the house they want toRead more

Considering refinancing your home? Be sure you are prepared to pay for another lender’s title insurance policy at closing. Why? When you refinance a home, you are simply paying off one loan to take out another one, usually at a better interest rate. So, you are still subject to most of the same lender requirements,Read more

Inflation is wreaking havoc on the U.S. economy and, therefore, consumer pocketbooks. Inflation in the U.S. over the past year has ballooned faster than at any other point over the last 40 years, reports AP Business writers Paul Wiseman, Anne D’Innocenzio, and Mae Anderson. This has led to significant price increases in consumer goods, whichRead more

The last step in the real-estate transaction process – the closing – is the most important one, but the one for which the Realtor is usually most out of their league. That’s why they need a good title company on their team.  Realtors and title companies work closely together to close on real estate transactions.Read more

Inflation in the U.S. is higher now than it has been in 40 years with little indication of letting up, which is why the Federal Reserve made the decision to raise its benchmark interest rate in mid-March. How does that impact the economy, and, specifically, the real estate market? “The Fed uses interest rates asRead more

The pandemic forced people to spend more time indoors at home over the last couple of years. As a result, many took on home improvement projects. That trend looks to continue in 2022. Here are some of the most popular home improvement projects for this year.  Home Offices The number of people working from homeRead more

Did you know that your mortgage payments may fluctuate? Homeowners are often surprised when their monthly payments change, but it’s a relatively common occurrence due to changes in property taxes and insurance premiums.  When you finance the purchase of your home, the monthly mortgage payment includes the principal and interest for the loan as wellRead more

Property taxes are an inescapable part of home ownership that everybody buying a home should understand before they close. They can be quite high depending on where a home is located, so knowing what they are and how they work is important. Here’s a brief overview of property taxes and how they may impact yourRead more