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The start of a new year inevitably leads to predictions for the year ahead in just about every industry and sector. The mortgage industry is no exception. While it is impossible to definitively forecast the future, knowing what to anticipate can help mortgage lenders make informed decisions as they move through the year.  Based onRead more

One aspect of a real estate transaction that all parties should have a clear understanding of before starting the buying or selling process is escrow. Mortgage lenders typically require that buyers put money and documents in escrow prior to a real estate purchase, but what exactly does that mean? Where does the money go whenRead more

Disclosures are a key part of any real estate transaction. They protect the buyer, the seller, and the real estate agent or broker from future liabilities regarding defects in a property. How?  Real estate disclosure statements are designed to provide a buyer with an opportunity to gather as much information as possible about a propertyRead more

One of the most important steps in a real estate transaction is the title search. This is a review of all public records pertaining to a piece of property to ensure that the chain of title is clear and the seller can rightfully sell the property.  Unfortunately, defects in title are common, and they canRead more

A title examination is one of the most important aspects of buying and selling real estate because it flags issues that could potentially derail a sale, such as competing claims of ownership or outstanding debts associated with a property that is for sale. Title attorneys examine the title on property to assure both the buyersRead more

When you purchase a home, the legal ownership, also known as the title, is transferred to you.  That ownership comes with a risk most home buyers aren’t even aware of – problems with the title.  Before you close on a home you are buying, a title researcher or attorney will research records to ensure thatRead more

If you are planning to list your house for sale, one of the most important aspects of the home to address for the listing is the curb appeal.  Curb appeal can make or break a sale because it is the first impression shoppers have of the home, setting their expectations for what is on theRead more

Realtors that aren’t using email campaigns as part of their marketing strategy are putting themselves at a disadvantage. Why? Because email works. According to McKinsey & Company, email is a more effective way to acquire customers than social media – almost 40 times more effective than Facebook and Twitter combined. Ninety-one percent (91%) of USRead more

Facebook is a great advertising tool for lenders. The platform gives you unprecedented access to majority of the US population. In fact, a survey by the Pew Research Center shows that sixty-eight percent of US adults use Facebook, with three-fourths of those using it at least once a day. What this means for you isRead more

Joan Beduze is a Realtor who is excellent at increasing the design appeal of a home to capture the attention of a buyer. We sat down & interviewed her recently on this aspect of design. We think this interview will be helpful for you. Inexpensive Details Think through details of a home that don’t costRead more