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With interest rates so low, you may be asking yourself if now is the time to refinance your home mortgage. The short answer is – that depends. While low interest rates are certainly the biggest motivator for doing so, you shouldn’t let that alone dictate your decision to refinance. The whole point of refinancing isRead more

Getting a mortgage can be overwhelming, especially for first-time home buyers who have never been through the process. To make matters worse, there is a lot of misinformation surrounding mortgages that can scare home buyers into thinking they can’t buy a home.  David Stapp with Louisiana Mortgage Associates debunks five of the most common mortgageRead more