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Title Company vs. Escrow Company. What’s the Difference?   One important distinction all parties buying and selling property should understand is the difference between a title company and an escrow company. Though often confused and used interchangeably, they are not the same; they are two completely different entities who both act as neutral third partiesRead more

What is a Title?   When someone purchases a home or property, the title transfers to them. This means the buyer legally assumes ownership of the property from the seller. But there’s no paper trail for a title.    Title is actually an abstract concept that gives the buyer legal ownership of a home; it’sRead more

Why Buyers Need an Expert Agent Home buyers need a real estate agent by their side throughout the entire process.  The home buying process can be complicated, time consuming, and overwhelming for people who may not be familiar with the ins-and-outs of every step, especially if they are trying to do it on their own.Read more

First Time Home Buyers   For most people, buying a first home is both exciting and scary. It’s easy to get overwhelmed by the whole process if you aren’t properly prepared for what’s to come. Here are a few tips to ensure your first home-buying experience is stress free and successful. Tip No. 1: FinanciallyRead more

Mortgage Rate Trends for 2023   The interest rate on a mortgage is a critical factor for many homebuyers who are contemplating the purchase of a new property. The rate can have a significant impact on the monthly payment and determine whether or not a home fits into a homebuyer’s budget.    Unfortunately, there’s noRead more

What to Expect From the Housing Market This Summer   Summer is usually the busiest season of the year for buying and selling houses. The warmer weather and greener yards make it easier to maximize curb appeal, host open houses, and conduct showings. Also, homebuyers are usually anxious to settle into a new home beforeRead more

When buyers take out a mortgage, one of the closing costs they pay is title insurance.   Before a real estate transaction is completed, a title company does a title search on the property to ensure there are no defects in the title that would jeopardize a buyer’s ownership of the property after the sale.Read more

Commercial real estate closings are very different from residential real estate closings.  In general, they are more complicated because they have more extensive procedures. Negotiations also tend to last much longer (up to a year or more) than residential real estate negotiations because commercial real estate contracts don’t have as many buyer protections that inhibitRead more

Whether or not the lender requires it, every buyer should invest in having a property survey (also called a land survey) conducted before closing on a real estate purchase.    Land surveys are critical for marking the true boundaries of a property. As a buyer who is making a large investment, you don’t want toRead more

What does the real estate market look like for Q4 of 2022?    Home sales typically slow down this time of year and 2022 looks to be no different. In general, experts indicate that the market will level out a bit, trending away from the seller’s market of the last year or so in theRead more