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Selling in a Buyer’s Market Real estate industry experts anticipate a cooling in the housing market and a shift away from the seller’s market of the last two years toward more of a buyer’s market. Decelerated price growth, lower demand, and higher inventory will combine to give buyers more choice, more time, and better pricesRead more

Understanding Different Loan Types   If you need to borrow money, there are various types of loans from which to choose. The ones most people recognize are automobile loans, student loans, and mortgages, but there are a number of other loan types. It’s important that you understand the differences between them so you can decideRead more

Things to Know Before Flipping a House   Flipping houses can be a profitable venture, but it isn’t as simple as the home renovations shows on television make it appear. There’s a lot that goes into the planning and execution of flipping homes, and a lack of understanding of some of the basics can costRead more

Deed vs Note vs Mortgage   Closing on a house can be overwhelming with all the paperwork to sign and money to shuffle. As a result, many homebuyers leave a closing without a basic understanding of exactly what they signed. However, it’s important they know the end result of all that paperwork, and their realRead more

Homebuyers have to put their trust in a number of different parties when they are buying a house. One of those is a title company.  Title companies play an instrumental role in facilitating a real estate transaction closing. Among other contributions, they make sure the title is clean, help the homebuyer secure title insurance, ensureRead more

If you are a homebuyer looking for a property in a rural area, you may be qualified for mortgage assistance through the U.S. Department of Agriculture’s (USDA) Rural Development program. This program seeks to make homeownership more affordable for more people and build up thriving communities in America’s rural areas.  And, thanks to the USDA’sRead more

In today’s economy, house hunters need every advantage they can get when purchasing a home. That’s because the housing market is ultra-competitive right now. There are simply not enough houses on the market to keep up with demand. So buyers need to be ready to move quickly when they find the house they want toRead more

Considering refinancing your home? Be sure you are prepared to pay for another lender’s title insurance policy at closing. Why? When you refinance a home, you are simply paying off one loan to take out another one, usually at a better interest rate. So, you are still subject to most of the same lender requirements,Read more

Inflation is wreaking havoc on the U.S. economy and, therefore, consumer pocketbooks. Inflation in the U.S. over the past year has ballooned faster than at any other point over the last 40 years, reports AP Business writers Paul Wiseman, Anne D’Innocenzio, and Mae Anderson. This has led to significant price increases in consumer goods, whichRead more

The last step in the real-estate transaction process – the closing – is the most important one, but the one for which the Realtor is usually most out of their league. That’s why they need a good title company on their team.  Realtors and title companies work closely together to close on real estate transactions.Read more