Learn more about the Loan Estimate, Closing Disclosure and Settlement Statement. This book includes details such as tolerance/variance levels, form changes based on loan options, and explanations for common questions about the TILA-RESPA Integrated Disclosures.
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Mortgage Rate Trends for 2023 The interest rate on a mortgage is a critical factor for many homebuyers who are contemplating the purchase of a new property. The rate can have a significant impactRead more
What to Expect From the Housing Market This Summer Summer is usually the busiest season of the year for buying and selling houses. The warmer weather and greener yards make it easier to maximizeRead more
When buyers take out a mortgage, one of the closing costs they pay is title insurance. Before a real estate transaction is completed, a title company does a title search on the property toRead more
Commercial real estate closings are very different from residential real estate closings. In general, they are more complicated because they have more extensive procedures. Negotiations also tend to last much longer (up to a yearRead more
Whether or not the lender requires it, every buyer should invest in having a property survey (also called a land survey) conducted before closing on a real estate purchase. Land surveys are critical forRead more
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